Thursday, July 25, 2019

Plumbing Dallas TX

Is Sewer Line Replacement Covered By Homeowners Insurance?

In most cases, homeowners don’t notice clogged or damaged sewer lines until it causes problems in the house.
Sewage backup and horrid smells eventually result from sewer line problems, and by that time, you’ll probably need to pay for repairs by a professional. When considering the costs, you might wonder, “Is sewer line replacement covered by homeowners insurance?”.

Factors Affecting Sewer Line Replacement Insurance

The simplest way to answer the aforementioned question is “it depends”. There are a number of factors to consider, and we’ll go into more detail on those below.

Your Insurance Policy

The first factor to consider is your insurance policy.
By and large, most homeowners insurance policies don’t cover normal wear and tear. This means if your sewer line was damaged due to lack of maintenance, you probably won’t be covered.

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