Is Sewer Line Replacement Covered By Homeowners Insurance?
In most cases, homeowners
don’t notice clogged or damaged sewer lines until it causes problems in the
house.
Sewage backup and horrid
smells eventually result from sewer line problems, and by that time, you’ll
probably need to pay for repairs by a professional. When considering the costs,
you might wonder, “Is sewer line replacement covered by homeowners insurance?”.
Factors Affecting Sewer Line Replacement Insurance
The simplest way to answer
the aforementioned question is “it depends”. There are a number of factors to
consider, and we’ll go into more detail on those below.
Your Insurance Policy
The first factor to consider
is your insurance policy.
By and large, most
homeowners insurance policies don’t cover normal wear and tear. This means if
your sewer line was damaged due to lack of maintenance, you probably won’t be
covered.
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